Cassandra Wealth Β· Financial AssessmentFree Β· About 3 min
For anyone planning their financial future
Know Your Retirement Gap
Get an illustrative snapshot of your retirement goals, savings and possible funding gap β whatever your occupation or employment status.
7
quick questions
3 min
to complete
Free
illustrative summary
Step 1 of 813%
Let's get started
What's your name?
So we can personalise your retirement report just for you.
Just one more detail
How can Cassandra reach you with your report?
Your contact details allow Cassandra to follow up if you request a more detailed planning review.
Used only for handling your assessment and follow-up where requested. Do not enter NRIC, account numbers or passwords.
Privacy Notice β Personal Data Protection Act 2012 (Singapore)
Read the full privacy notice
Purpose of collection and use: Personal data submitted through this questionnaire is collected and used by SingCapital Pte Ltd to understand your financial circumstances, retirement goals and planning needs, and to prepare and discuss financial planning recommendations. It may also be used to maintain client records and meet applicable legal, regulatory and compliance obligations.
Protection and disclosure: We take reasonable measures to safeguard personal data against unauthorised access, use or disclosure. Data may be accessed by authorised personnel and service providers for those purposes, subject to appropriate safeguards. Overseas transfers will be handled according to applicable Singapore requirements.
Retention: We retain personal data for as long as reasonably necessary for these purposes or applicable legal or regulatory requirements, then take appropriate steps to securely delete or anonymise it.
Access, correction and withdrawal: Contact cassandrawong@singcapital.com.sg to request access or correction, enquire about our handling of your data, or withdraw consent where applicable. Identity verification may be required, and withdrawal may affect our ability to provide the services.
Do not enter NRIC numbers, passwords or account numbers.
Question 2 of 7
Which age range are you in?
This is an estimate. You can select your preferred retirement age below.
Under 25
25 β 30
31 β 35
36 β 40
41 β 45
46 β 50
51 β 55
56 β 60
61 β 65
66 and above
Question 3 of 7
What is your approximate monthly income?
Include salary, self-employment income or other regular income, before tax.
Choose the closest range. Income helps provide context but does not guarantee investment affordability.
Below $3,000
$3,000 β $6,000
$6,000 β $10,000
$10,000 β $20,000
Above $20,000
Question 4 of 7
Do you currently contribute to SRS?
In Singapore, the Supplementary Retirement Scheme (SRS) is an optional retirement savings scheme alongside CPF or other savings. Tax benefits depend on your eligibility and circumstances.
Yes, I contribute regularly
Sometimes, not consistently
No, I don't
I am not familiar with SRS
Not applicable / unsure of eligibility
Question 5 of 7
How much have you saved specifically for retirement?
Include retirement savings and investments you expect to use, such as eligible CPF savings, SRS and other invested assets. Exclude your home unless you plan to use its value for retirement.
Nothing set aside yet
Less than $50,000
$50,000 β $150,000
$150,000 β $300,000
Above $300,000
Question 6 of 7
How much do you want to spend each month in retirement?
Think of the lifestyle you want β not the minimum you could survive on.
$2,000 Β· basic needs, simple lifestyle
$4,000 Β· comfortable, occasional dining out
$6,000 Β· travel, dining, leisure activities
$8,000 Β· premium lifestyle, holidays abroad
$10,000+ Β· the very best of everything
Question 7 of 7 Β· the honest one
If you couldn't work for 6 months due to illness or injury β what would happen?
Think about savings, insurance, paid leave, household support and other safety nets.
Your answer helps highlight whether you may benefit from reviewing your emergency fund or protection coverage.
I have savings and insurance β I'd be fine
It would be tight but I'd manage somehow
Honestly, it would be a financial crisis
I'm not sure β I've never thought about it
Your retirement readiness
Illustrative Retirement Snapshot
β
/100
β
Illustrative funding gap
β
simplified scenario, not a personalised forecast
Years to retirement
β
based on your chosen retirement age
Target fund needed
β
22 years of spending at today's selected amount
Projected savings
β
existing savings projected at an illustrative 4% annual rate
Request a financial planning conversation Β· No obligation
This assessment is for educational purposes only and does not constitute financial advice.
Estimates assume an illustrative 4% annual growth rate and 22 years of retirement spending; they exclude future contributions, CPF LIFE or other retirement income, inflation, fees and taxes. Scores are informal and not a validated risk assessment.
Actual results may differ significantly. Please consult a qualified financial adviser for personalised recommendations.
Prepared as a general educational illustration by Cassandra Wealth